A person earning enough to cover for himself, the main essentials of securing a home through his home loan, a car maybe through hire purchase, his own clothing and meals. Besides that this person also earns enough for insurance wow.
But enough here means no more than that. Just to cover the essentials. But what about the indirect obligations? What about the parents? What about tax?
Now before we go too far, this person have no extra to spend. But in a culture that says bravo you're looking after yourself, this seems to be the right way.
This is where third world nations remain in them. People will continue be driven as low cost worker enough to cover for inflation, for them to afford a life of their own.
Consumerism will not grow. For they can not earn to spend, the economy will not shrink but merely stays afloat.
Thus we look at
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